First-Time Buyers
Step-by-step guidance from deposit to completion, including access to government schemes and low-deposit deals.
Learn more
Whole-of-market mortgage advice
The right mortgage,
The right mortgage,
expertly arranged.
Independent mortgage consultants helping first-time buyers, home movers and the self-employed secure better rates - with clear, honest advice every step of the way.
£320m+
in mortgages arranged for clients since launch
Access to 90+ lenders, including
HalifaxNationwideBarclaysNatWestSantanderHSBC
What we do
Tailored advice for every kind of borrower
Whatever stage you're at, our qualified advisers compare the whole market to find a mortgage that fits your life - not just today's rate.
Remortgaging
Coming to the end of a deal? We'll review your options and switch you to a better rate before you slip onto the SVR.
Learn moreBuy-to-Let
Specialist advice for landlords — from portfolio finance to limited company structures and HMO lending.
Learn moreSelf-Employed
Lenders who understand contractors, company directors and sole traders - with as little as one year of accounts.
Learn moreProtection & Insurance
Life cover, income protection and buildings insurance to safeguard your home and your family.
Learn moreNot sure where to start?
Book a free, no-obligation chat with an adviser and we'll point you in the right direction.
30+
years' experience
Why Meridian
Advice you can trust, from people who listen
We're an independent, whole-of-market brokerage — which means we work for you, not the lenders. Our advisers take the time to understand your goals and explain every option in plain English.
Whole-of-market access
We compare deals from over 90 lenders to find your best fit.
Fee-free for most clients
We're paid by the lender on completion, so our advice costs you nothing.
One adviser, start to finish
A dedicated expert who handles everything from application to keys.
90+
Lenders compared
4,500+
Mortgages arranged
98%
Applications approved
4.9/5
Average client rating
How it works
Your mortgage, in four simple steps
1
Free consultation
We learn about your situation and goals - by phone, video or in person.
2
We search the market
Our advisers compare 90+ lenders to shortlist the best deals for you.
3
Apply with confidence
We handle the paperwork and submit a fully packaged application.
4
Get your keys
We liaise with all parties through to completion - and stay in touch after.
Client stories
Trusted by buyers across the country
“As first-time buyers we were completely lost. Meridian explained everything clearly and got us a rate we didn't think we'd qualify for.”
SH
Sarah & James H.
First-time buyers, Leeds
“Being self-employed, three banks turned me down. My Meridian adviser found a lender who understood my accounts within a week.”
DM
David M.
Company director, Bristol
“They remortgaged us just before our fixed deal ended and saved us nearly £200 a month. Genuinely brilliant service.”
PR
Priya R.
Remortgage, London
Ready to find your best mortgage?
Book a free, no-obligation consultation with one of our qualified advisers today. No jargon, no pressure - just honest advice.